{"id":46,"date":"2024-03-09T18:47:49","date_gmt":"2024-03-09T18:47:49","guid":{"rendered":"https:\/\/procredituniononline.com\/en\/business-banking\/"},"modified":"2024-03-09T18:47:52","modified_gmt":"2024-03-09T18:47:52","slug":"business-banking","status":"publish","type":"page","link":"https:\/\/procreditunion-online.com\/en\/business-banking\/","title":{"rendered":"BUSINESS BANKING"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"46\" class=\"elementor elementor-46\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1f8d86cd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1f8d86cd\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-75bc2964\" data-id=\"75bc2964\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-79fd760c elementor-widget elementor-widget-text-editor\" data-id=\"79fd760c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.19.0 - 28-02-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Managing your cash flow. We know that managing day-to-day cash flow can be a challenge. We can ease the pressure by helping free up cash with our short-term borrowing options.<\/p>\n<h3>What are your business needs?<\/h3>\n<ul>\n<li>Arrange borrowing to cover short term cash flow fluctuations<\/li>\n<li>Flexible credit to help cash flow <br><\/li>\n<li>Increase your working capital by freeing up cash from invoices<\/li>\n<li>Get funding for a project when you can\u2019t get a bank loan<\/li>\n<\/ul>\n<h3>Business Overdraft<\/h3>\n<ul>\n<li>Easy to arrange<\/li>\n<li>Pay interest only on what you use \u2013 calculated on a daily basis<\/li>\n<li>Flexible borrowing to suit your circumstances.<\/li>\n<\/ul>\n<h3>Contact us for more info<\/h3>\n<p>Flexible credit to help cash flow Business Invoice Factoring \u2013 Invoice Finance<\/p>\n<ul>\n<li>Improve your cash flow by releasing cash from your invoices<\/li>\n<li>Get up to 90% of the invoice value<\/li>\n<\/ul>\n<p>Contact us for more info<\/p>\n<h3>Managing your money<\/h3>\n<p>With a choice of accounts and flexible banking, we\u2019ll help you manage your money in the way that suits you.<\/p>\n<p>What are your business needs?<\/p>\n<ul>\n<li>Manage money \u2013 over the telephone<\/li>\n<li>Traditional in-branch banking with the flexibility to manage your account by telephone<\/li>\n<li>Set up a school or college account<\/li>\n<li>Set up an account for a community organisation<\/li>\n<li>Easier overseas trading<\/li>\n<li>Get regular balance and transaction updates via e-mail<\/li>\n<li>Earn interest on foreign deposits held for clients<\/li>\n<li>Safeguard clients\u2019 deposits or funds in a separate or pooled account and benefit from competitive interest rates<\/li>\n<\/ul>\n<h3>Business Banking International Business<\/h3>\n<p>With our extensive international business know-how and services to support you, we can help your business handle international trade more easily.<\/p>\n<p>What type of savings account are you looking for?<\/p>\n<ul>\n<li>Trade and Supply Chain<\/li>\n<li>Foreign Exchange and risk management<\/li>\n<li>Foreign Currency Account<\/li>\n<li>Invoice Finance<\/li>\n<li>Payments and transfers<\/li>\n<\/ul>\n<h3>Import Documentary Credit<\/h3>\n<ul>\n<li>Be much more confident imports will be as specified<\/li>\n<li>Show exporter your ability to pay for goods<\/li>\n<li>Build in terms to suit your needs.<\/li>\n<\/ul>\n<p>Contact us for more info<\/p>\n<h3>Import Bills<\/h3>\n<ul>\n<li>A more secure and cost effective way to receive goods before making payment<\/li>\n<li>Have more confidence that goods are as specified<\/li>\n<li>More secure than dealing directly with exporter.<\/li>\n<\/ul>\n<p>Contact us for more info<\/p>\n<h3>Export Documentary Credit<\/h3>\n<ul>\n<li>Export goods knowing payment risk has been transferred to a bank<\/li>\n<li>You must present documents as agreed<\/li>\n<li>Use credit to raise finance.<\/li>\n<\/ul>\n<p>Contact us for more info<\/p>\n<h3>Export Bills<\/h3>\n<ul>\n<li>A simple and cost effective way to reduce payment risk for exports<\/li>\n<li>More secure than dealing directly with the importer<\/li>\n<li>Document and payment collections handled for you<\/li>\n<li>Reduce disputes as responsibilities are clearly defined and governed.<\/li>\n<\/ul>\n<p>Contact us for more info<\/p>\n<h3>Guarantees<\/h3>\n<ul>\n<li>An alternative form of security to a cash deposit<\/li>\n<li>Choose from a wide range of different Guarantees for covering many types of risks<\/li>\n<li>Benefit from Payoneer\u2019s global expertise in Trade and Supply Chain.<\/li>\n<\/ul>\n<p>Contact us for more info<\/p>\n<h3>EasyTrade \u2013 Trade And Supply Chain Protection<\/h3>\n<ul>\n<li>Services and support for businesses that are new to importing and exporting<\/li>\n<li>Trade more securely and quickly<\/li>\n<li>Trade document preparation service<\/li>\n<li>Access to international expertise.<\/li>\n<\/ul>\n<p>Contact us for more info<\/p>\n<h3>Foreign Exchange Risk Management<\/h3>\n<ul>\n<li>Reduces exposure to exchange rate volatility for importers and exporters<\/li>\n<li>Helps with overseas assets, joint ventures and partnerships<\/li>\n<li>Helps you compete more effectively in overseas markets.<\/li>\n<\/ul>\n<p>Contact us for more info<\/p>\n<h3>Foreign Exchange<\/h3>\n<ul>\n<li>We are a world leader in foreign exchange buying and selling all tradeable currencies<\/li>\n<li>Get up-to-date market intelligence and timely execution of deals<\/li>\n<li>From simple exchange transactions to sophisticated trades.<\/li>\n<\/ul>\n<p>Contact us for more info<\/p>\n<h3>Foreign Currency Account \u2013 International Business Account<\/h3>\n<ul>\n<li>Make or receive payments and manage foreign exchange for overseas markets<\/li>\n<li>Choose foreign currency accounts any tradeable currency<\/li>\n<li>We can also help you open a local account in an overseas market if this is more suitable.<\/li>\n<\/ul>\n<p>Contact us for more info<\/p>\n<h3>Export Invoice Finance<\/h3>\n<ul>\n<li>Get access to money you have tied up in your sales ledger<\/li>\n<li>Minimise risk to your business by collecting payments promptly and efficiently<\/li>\n<li>Protect yourself from bad debt and late payment.<\/li>\n<\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Managing your cash flow. We know that managing day-to-day cash flow can be a challenge. We can ease the pressure [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-46","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/procreditunion-online.com\/en\/wp-json\/wp\/v2\/pages\/46","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/procreditunion-online.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/procreditunion-online.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/procreditunion-online.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/procreditunion-online.com\/en\/wp-json\/wp\/v2\/comments?post=46"}],"version-history":[{"count":4,"href":"https:\/\/procreditunion-online.com\/en\/wp-json\/wp\/v2\/pages\/46\/revisions"}],"predecessor-version":[{"id":123,"href":"https:\/\/procreditunion-online.com\/en\/wp-json\/wp\/v2\/pages\/46\/revisions\/123"}],"wp:attachment":[{"href":"https:\/\/procreditunion-online.com\/en\/wp-json\/wp\/v2\/media?parent=46"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}